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Saturdays by Appointment Only

Restaurant Insurance


Preferred Mutual is able to offer coverages needed for the smallest pizza shop or deli to the larger family style restaurant. We are able to provide coverage when you have limited catering or banquet hall operations.

Preferred Mutual's Restaurant Program is able to provide:

* Liquor liability coverage up to 1 million limits
* Spoilage coverage
* Business Income
* Power Interruption
* Employee Dishonesty
* Ordinance Coverage
* Equipment Breakdown Coverage
* Special Form Coverage

You can receive discounts on the Restaurant program for:

* Central Station Fire Alarm
* Central Station Burglar Alarm
* Perimeter Lighting
* Local Fire/Burglar Alarm

When higher liability limits are needed, don't forget to look into our Umbrella policy.